Insurance Billing and Collision Repair at Lubbock Auto Body
A lot of drivers in the Lubbock area have never been in a traffic collision that results in major body damage. When this type of accident occurs for the first time, many drivers wonder if it is really possible to get the insurance company to repair the car so that it is nearly impossible to tell that it was involved in a traffic collision. Fortunately, body repair shops such as Lubbock Auto Body can do this. Furthermore, body shops are used to dealing with insurance companies and insurance adjusters every day. In most instances, the owner of a car with body damage does not need to do much to get the repairs covered by his or her insurer.
When a driver brings a damaged vehicle to Lubbock Auto Body, the first thing that needs to be done is for the driver to file a claim against his or her insurer. After a claim has been established, the claim number can be used by the body shop to get the repair process started. A technician at the body shop will inspect the vehicle to create an estimate. During the inspection, digital photographs will be taken. All of this information will be uploaded to the insurance company so that the adjuster can review everything. Eventually, the adjuster will approve the estimate and the repairs. At that point, the body shop can proceed with the repairs.
The insurance company will cover most of the cost of the repair. The deductible will not be covered. That is the responsibility of the vehicle owner. The vehicle owner should pay the deductible to the body shop. This is usually done after the repairs have been completed.
Many who are getting their auto body repair wonder what happens if there is new damage discovered during the course of the repair. If the newly discovered damage was caused by the accident, the insurance company may be willing to pay for it. The body shop will send a revised estimate to the insurance company’s supplement department. Once the revised estimate has been approved by an adjuster, the repairs can continue.
After the auto body repair has been completed, the vehicle owner will get the car back with no signs of body damage from the accident without problems from the insurance company. In most instances, car owners do not need to worry much about the insurance billing with respect to auto body repair. Visit Texasbody.com for more details.