Auto insurance can be expensive, but not having it will cost you more. We offer Illinois state minimum auto insurance so that you can meet the requirements of the law without breaking your budget. There are many benefits of choosing this type of auto coverage for yourself and the other drivers who are in your household.

State minimum auto insurance is a good choice if you drive an old, beat-up car. If the car does not have a lot of value, you do not need to have it fully insured in case of dents and dings. It is unlikely to get stolen if it looks junky and is old, so you do not need to worry as much about having full coverage. Signing up for the minimum amount of coverage for an old car is a wise choice because it keeps you within the law’s requirements and does not cost you too much money.

Another time to consider state minimum auto insurance is for a car that you only drive once in a while. If this car is also old, the minimum coverage is all you need. Perhaps you have an old farm truck you only drive on the back roads or an old clunker that you let your friends borrow when they need to get somewhere. Maybe you only drive your car once per month. These are ideal situations in which the state minimum auto insurance coverage keeps you legal and saves you money.

When you just want the Illinois state minimum auto insurance, contact us at Accurate Auto Insurance. We offer insurance to people with a bad driving history, people who are new drivers and anyone on a small budget. You may also visit us online at in order to learn more about our auto insurance options.

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Author: Eric Spence

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